Cargo Insurance

Aspire Point White

Built to protect you in the manufacturing, buying and selling process.

Cargo Insurance

Built to protect you in the manufacturing, buying and selling process.

Cargo Warehouse Machinery
Cargo Shipping Containers

We protect the things that matter most,

with services tailored to suit you.

What is cargo insurance?

Cargo Insurance is beneficial for businesses which manufacture, buy or sell finished products, components or raw materials.

Picture this…

You own a business and you are sending a valuable item overseas. You’ve packaged it carefully and sent it on its way, hoping that it will arrive safely at its destination. But what if something unexpected happens along the way? Maybe the ship encounters a storm and some of the cargo gets damaged, or maybe the cargo gets lost or stolen.

This is where cargo insurance comes in. Cargo insurance is a type of insurance that protects your valuable items while they are in transit. It can provide coverage for a variety of things, such as damage to the cargo, theft, and even losses due to a ship sinking or being involved in an accident.

With cargo insurance, you can have peace of mind knowing that your valuable items are protected in case something goes wrong during transit. It’s like having a safety net that helps you recover the value of your lost or damaged items.

So, if you ship the goods that you manufacture and you want to make sure your valuable cargo is protected, consider getting cargo insurance. It’s a smart way to safeguard your investment and ensure that your items arrive safely at their destination.

You don't need to wait until renewal.

We can complete a full review of your insurance now. That means we'll find any problems and fix them straight away.

What should you look out for?

Often buyers can have issues as they don’t arrange their own insurance, relying instead on their suppliers or customers arranging cargo insurance, or a freight forwarder arranging insurance for them. These can prove costly, time consuming in the event of a claim and unreliable.

What does cargo insurance cover?

  • =Imports/Exports
  • =Goods in transit within the UK
  • =Cross voyages with no UK exposure
  • =Stock locations within the UK and overseas
  • =Postal sendings
  • =Exhibitions
  • =Tools and samples
  • =Own vehicle sendings
We use a range of insurers and tailor the cover to meet our clients needs. We review this each year to ensure that cover remains effective and costs remain competitive.

Our cargo insurance policies

There are many types of cargo insurance policies available. It all depends on your business and how you operate as to which one will best suit you. Here is a rough guide to the types of policies available:

Annual Cargo

We have built relationships with insurers throughout the industry. This means we will provide a solution tailored to you and at a rate that won’t break the bank.

Stock Throughput

These are similar to Annual Cargo however include Stock stored at one or multiple locations.

Temperature Controlled Goods

We’ll cover shipping, handling, and storage of goods.

Open Cargo

These are popular with Freight Forwarders and allows the booking of insurance per shipment and usually subject to monthly or quarterly declaration.


Single Trip or short period: Covers physical loss or damage to goods while in transit.

Private Individual Policy

Household goods and personal effects motor vehicles.

What’s not covered?

Consequential losses generally not insured (but occasionally can be for an additional premium).

Aspire Insurance Quotations are quick and easy to obtain with a choice of payment options available. We pride ourselves on our personal and efficient service, tailoring the best solution to our clients needs.

Contact us

Whether you want to find out a bit more about what we do or you need to discuss your existing policy. Get in touch.

    Not what you're looking for? Don't worry, take a look at some other options or, give us a call.

    Our Useful Cargo Resources

    Managing Freight Liability

    Unexpected problems and issues can pop up when shipping and forwarding cargo across great distances. Unburden yourself by managing your freight liability.