Architect Insurance

Aspire Point White

Secure your architectural projects with comprehensive insurance coverage for architects.

Architect Insurance

Secure your architectural projects with comprehensive insurance coverage for architects..

Architect drawings
Architect Plan Stack
Architect Model

Design with confidence.

Protect your projects with tailored architect insurance.

Why is Architect Insurance Important for You?

Insurance is of utmost importance for an architect business as well as engineers, given the highly skilled and detailed nature of their work. Clients expect impeccable design services free of errors, but mistakes can still happen despite expertise. Even the smallest error can result in serious consequences and potential legal action. Having a professional indemnity policy becomes crucial, as it covers the costs associated with such claims. Without insurance coverage, both the financial burden and the time required to defend against claims could have a significant impact on the business’s operations and overall success. Therefore, insurance acts as a protective shield, providing reassurance to focus on your work while being prepared for unforeseen circumstances.

Many professional bodies and organisations make it a formal requirement for their members to hold and maintain professional indemnity insurance. For instance, professional indemnity insurance is compulsory for architects that are members of the Architects Registration Board (ARB) and the Royal Institute of British Architects (RIBA).

What’s Protected With Architect Insurance?

  • =Liability Protection: As an agency that provides advice and services to clients, there is always a risk of errors, omissions, or negligence claims. Professional liability insurance protects your agency from potential financial losses resulting from such claims, ensuring you can handle legal expenses, settlements, or judgments.
  • =Reputation Safeguarding: A negative incident, such as a data breach, copyright infringement, or defamation claim, can damage your agency's reputation. Insurance coverage, such as cyber liability and media liability insurance, helps mitigate these risks, allowing you to handle the financial and legal repercussions while safeguarding your agency's image.
  • =Business Continuity: Unexpected events like natural disasters, fires, or theft can disrupt your agency's operations and result in significant financial losses. With coverage such as commercial property insurance and business interruption insurance, you can recover the costs of property damage, replace lost equipment, and compensate for the income loss during downtime, helping your agency bounce back swiftly.
  • =Employee Protection: Workers' compensation insurance ensures that your employees are covered in case of work-related injuries or illnesses. This not only provides financial support for medical expenses and lost wages but also demonstrates your commitment to the well-being of your staff.
  • =Legal Compliance: Certain insurance coverage, like directors and officers (D&O) liability insurance, helps protect the personal assets of board members and executives from claims of mismanagement or wrongful acts. This coverage ensures compliance with legal requirements and encourages competent professionals to take leadership roles within your agency.
Through acquiring suitable insurance coverage, your business can effectively reduce financial risks, uphold its reputation, ensure uninterrupted operations, meet legal requirements, and create a safe environment for both employees and clients.

You don't need to wait until renewal.

We can complete a full review of your insurance now. That means we'll find any problems and fix them straight away.

Your Complete Insurance Policy

As an architect, your business revolves around creating innovative designs and shaping the built environment. However, it’s crucial to recognise the risks associated with your profession and take proactive measures to protect your firm’s interests. Insurance plays a pivotal role in safeguarding your architectural business, providing financial security and peace of mind. From professional liability protection to property coverage and construction risk mitigation. We can tailor options to the specific needs of architects. By prioritising insurance, you can confidently navigate projects, mitigate potential liabilities, and ensure the long-term success of your architectural practice.

Though you may specialise in certain areas, you likely handle a variety of projects and services. We recommend that your policy reflects these activities. Here’s a list of some of the covers you can expect to have included as part of your protection:


Professional Liability Insurance

Protects against claims of professional negligence, errors, or omissions in providing services.

Media Liability Insurance

Provides coverage for claims related to defamation, copyright infringement, or libel arising from advertising or media content.

Business Interruption Insurance

Compensates for lost income and additional expenses if the agency’s operations are disrupted due to a covered event.

D&O Insurance

Protects board members and executives against claims alleging mismanagement or wrongful acts.

Cyber Liability Insurance

Guards against data breaches, cyberattacks, or accidental data leaks that can compromise client information.

Commercial Property Insurance

Covers damage or loss to physical assets such as office space, equipment, furniture, or inventory.

Employers Liability Insurance

Covers claims related to employment practices, such as wrongful termination, discrimination, or harassment.

Commercial Motor Insurance

Covers vehicles used for business purposes, such as client visits or transportation of equipment.
We use a range of insurers and tailor the cover to meet our clients needs. We review this each year to ensure that cover remains effective and costs remain competitive.

Not what you're looking for? Don't worry, take a look at some other options or, give us a call.

Contact us

Whether you want to find out a bit more about what we do or you need to discuss your existing policy. Get in touch.

    Our Useful Architectural Resources

    Architects Insurance Cover Overview

    Explore our comprehensive Architects Insurance Cover Overview document to gain a thorough understanding of the tailored protection we offer to safeguard your architectural practice.